Why a Finder copy isn't enough
Dragging a card to a drive copies the files, but doesn't read them back to check they match. A failing cable, card reader or drive can leave a file that opens as black frames or noise.
What checksum verification does
An offload app computes a checksum, a fingerprint of each file, on the card and on every copy, then compares them. If one bit differs, the checksum differs, and the app tells you which file.
A safe offload
- Copy the card to two drives, not one.
- Use an app that verifies every file against the card.
- Keep the card's folder structure as it is. Editing apps read clip data from it.
- Only when both copies are verified, format the card in the camera. Canon and RED recommend formatting in the camera.
The faster way: Caretaker
Caretaker offloads a card to one or two drives at once and checks every file against the card with SHA-256. When it says done, you can format. It also tests each drive's speed in the formats it can keep up with.

Questions
Do I need to verify if I copy to two drives?
Yes. Two copies of a broken file are still broken. Verification is what tells you each copy matches the card.
Should I format the card on my Mac or in the camera?
In the camera. Canon and RED both recommend it.